Southeast Mortgage of Georgia, Inc. mortgage approval rate & lending review
Southeast Mortgage of Georgia, Inc. decided 3,260 mortgage applications and funded 3,136 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Southeast Mortgage of Georgia, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to southeastmortgage.com.
Southeast Mortgage of Georgia, Inc. at a glance
Approval is 9.6 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,762 / 2,873 | 100% | $325K | 2,762 |
| Cash-out refinance | 90% | 27 / 30 | 100% | $195K | 27 |
| Refinance | 99% | 207 / 209 | 100% | $325K | 207 |
| Investment property purchase | 94% | 115 / 122 | 100% | $245K | 115 |
| Investment refinance | 100% | 25 / 25 | 100% | $265K | 25 |
Southeast Mortgage of Georgia, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 96% | $325K | 2,805 | 2,695 |
| Florida | 96% | $275K | 245 | 235 |
| Alabama | 98% | $275K | 99 | 97 |
| North Carolina | 97% | $385K | 76 | 74 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Southeast Mortgage of Georgia, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fulton County, GA | Mortgage lenders | 95% | 420 | 399 |
| Henry County, GA | Mortgage lenders | 97% | 288 | 279 |
| DeKalb County, GA | Mortgage lenders | 94% | 257 | 241 |
| Gwinnett County, GA | Mortgage lenders | 93% | 242 | 225 |
| Cobb County, GA | Mortgage lenders | 97% | 227 | 220 |
| Clayton County, GA | Mortgage lenders | 92% | 165 | 152 |
| Cherokee County, GA | Mortgage lenders | 100% | 142 | 142 |
| Newton County, GA | Mortgage lenders | 98% | 116 | 114 |
| Douglas County, GA | Mortgage lenders | 99% | 96 | 95 |
| Escambia County, FL | Mortgage lenders | 98% | 89 | 87 |
| Paulding County, GA | Mortgage lenders | 98% | 82 | 80 |
| Walton County, GA | Mortgage lenders | 100% | 67 | 67 |
The county markets where Southeast Mortgage of Georgia, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Southeast Mortgage of Georgia, Inc.
What is Southeast Mortgage of Georgia, Inc.'s mortgage approval rate?
Southeast Mortgage of Georgia, Inc. approved 96.2% of the 3,260 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan Southeast Mortgage of Georgia, Inc. offers?
Borrowers accepted 100% of the loans Southeast Mortgage of Georgia, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Southeast Mortgage of Georgia, Inc. make?
The typical home purchase mortgage loan Southeast Mortgage of Georgia, Inc. made was $325K; across all loan types its typical loan ran from $195K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Southeast Mortgage of Georgia, Inc. lend?
Southeast Mortgage of Georgia, Inc. decided applications in 9 of the states Fat Boy Data covers, most of them in Georgia, Florida and Alabama.
Can I apply to Southeast Mortgage of Georgia, Inc. directly?
Yes. Southeast Mortgage of Georgia, Inc. reports as a direct lender that takes applications from borrowers. Its website is southeastmortgage.com.
Does this page show Southeast Mortgage of Georgia, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Southeast Mortgage of Georgia, Inc. treats applications, then get a rate quote from the lender.