Sovereign Lending Group Incorporated mortgage approval rate & lending review
Sovereign Lending Group Incorporated decided 448 mortgage applications and funded 230 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sovereign Lending Group Incorporated reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sovereign Lending Group Incorporated at a glance
Approval is 22.8 points below the 77.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 30 / 31 | 97% | $345K | 29 |
| Refinance | 50% | 200 / 397 | 94% | $305K | 187 |
Sovereign Lending Group Incorporated lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 55% | $295K | 65 | 34 |
| Arizona | 59% | $405K | 44 | 25 |
| North Carolina | 59% | $235K | 39 | 21 |
| Florida | 64% | $175K | 33 | 20 |
| Maryland | 43% | $395K | 21 | 9 |
| Pennsylvania | 52% | $245K | 21 | 10 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Sovereign Lending Group Incorporated
What is Sovereign Lending Group Incorporated's mortgage approval rate?
Sovereign Lending Group Incorporated approved 54.5% of the 448 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 22.8 points below the 77.2% national rate for the same mix of loan types.
How often do borrowers take the loan Sovereign Lending Group Incorporated offers?
Borrowers accepted 94% of the loans Sovereign Lending Group Incorporated approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sovereign Lending Group Incorporated make?
The typical mortgage refinance loan Sovereign Lending Group Incorporated made was $305K; across all loan types its typical loan ran from $305K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sovereign Lending Group Incorporated lend?
Sovereign Lending Group Incorporated decided applications in 29 of the states Fat Boy Data covers, most of them in California, Arizona and North Carolina.
Can I apply to Sovereign Lending Group Incorporated directly?
Yes. Sovereign Lending Group Incorporated reports as a direct lender that takes applications from borrowers.
Does this page show Sovereign Lending Group Incorporated's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sovereign Lending Group Incorporated treats applications, then get a rate quote from the lender.