St. Anne's Credit Union mortgage approval rate & lending review
St. Anne's Credit Union decided 1,303 mortgage applications and funded 944 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions St. Anne's Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
St. Anne's Credit Union at a glance
Approval is 3.0 points above the 71.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 235 / 287 | 99% | $365K | 232 |
| Home improvement loans | 75% | 388 / 514 | 97% | $65K | 377 |
| Cash-out refinance | 71% | 237 / 334 | 98% | $115K | 232 |
| Refinance | 59% | 59 / 100 | 100% | $225K | 59 |
| Investment home improvement | 57% | 16 / 28 | 100% | $135K | 16 |
St. Anne's Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 74% | $115K | 1,279 | 924 |
| Rhode Island | 83% | $365K | 24 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where St. Anne's Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bristol County, MA | Home improvement loans | 76% | 473 | 348 |
| Bristol County, MA | Cash-out refinance | 71% | 287 | 198 |
| Bristol County, MA | Mortgage lenders | 79% | 184 | 144 |
| Bristol County, MA | Refinance | 58% | 74 | 43 |
| Plymouth County, MA | Cash-out refinance | 75% | 32 | 24 |
| Plymouth County, MA | Home improvement loans | 80% | 30 | 23 |
| Bristol County, MA | Investment home improvement | 60% | 25 | 15 |
The county markets where St. Anne's Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about St. Anne's Credit Union
What is St. Anne's Credit Union's mortgage approval rate?
St. Anne's Credit Union approved 74.0% of the 1,303 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.0 points above the 71.0% national rate for the same mix of loan types.
How often do borrowers take the loan St. Anne's Credit Union offers?
Borrowers accepted 98% of the loans St. Anne's Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does St. Anne's Credit Union make?
The typical home improvement loan loan St. Anne's Credit Union made was $65K; across all loan types its typical loan ran from $65K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does St. Anne's Credit Union lend?
St. Anne's Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Massachusetts and Rhode Island.
Can I apply to St. Anne's Credit Union directly?
Yes. St. Anne's Credit Union is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show St. Anne's Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how St. Anne's Credit Union treats applications, then get a rate quote from the lender.