St Fin Corp mortgage approval rate & lending review
St Fin Corp decided 378 mortgage applications and funded 327 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions St Fin Corp reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
St Fin Corp at a glance
Approval is 6.9 points above the 80.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 185 / 203 | 99% | $515K | 183 |
| Cash-out refinance | 79% | 92 / 117 | 100% | $395K | 92 |
St Fin Corp lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 88% | $515K | 354 | 308 |
| Texas | 81% | $245K | 21 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about St Fin Corp
What is St Fin Corp's mortgage approval rate?
St Fin Corp approved 87.3% of the 378 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.9 points above the 80.4% national rate for the same mix of loan types.
How often do borrowers take the loan St Fin Corp offers?
Borrowers accepted 99% of the loans St Fin Corp approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does St Fin Corp make?
The typical home purchase mortgage loan St Fin Corp made was $515K; across all loan types its typical loan ran from $395K to $515K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does St Fin Corp lend?
St Fin Corp decided applications in 3 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to St Fin Corp directly?
Yes. St Fin Corp reports as a direct lender that takes applications from borrowers.
Does this page show St Fin Corp's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how St Fin Corp treats applications, then get a rate quote from the lender.