Standard Mortgage Corporation mortgage approval rate & lending review
Standard Mortgage Corporation decided 1,168 mortgage applications and funded 1,005 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Standard Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Standard Mortgage Corporation at a glance
Approval is 3.8 points above the 82.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 717 / 763 | 100% | $245K | 716 |
| Cash-out refinance | 60% | 130 / 217 | 99% | $195K | 129 |
| Refinance | 88% | 104 / 118 | 100% | $265K | 104 |
| Investment property purchase | 97% | 36 / 37 | 100% | $165K | 36 |
Standard Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 85% | $225K | 977 | 833 |
| Texas | 95% | $505K | 118 | 111 |
| Mississippi | 65% | $345K | 20 | 13 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Standard Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lafayette Parish, LA | Mortgage lenders | 98% | 139 | 136 |
| St. Tammany Parish, LA | Mortgage lenders | 93% | 121 | 113 |
| Jefferson Parish, LA | Mortgage lenders | 96% | 98 | 94 |
| Caddo Parish, LA | Mortgage lenders | 98% | 92 | 90 |
| East Baton Rouge Parish, LA | Mortgage lenders | 82% | 60 | 49 |
| Bossier Parish, LA | Mortgage lenders | 100% | 34 | 34 |
| St. Tammany Parish, LA | Cash-out refinance | 63% | 51 | 31 |
| Orleans Parish, LA | Mortgage lenders | 79% | 34 | 27 |
| Tangipahoa Parish, LA | Mortgage lenders | 86% | 29 | 25 |
| Livingston Parish, LA | Mortgage lenders | 91% | 22 | 20 |
| Rapides Parish, LA | Refinance | 100% | 20 | 20 |
| Jefferson Parish, LA | Cash-out refinance | 49% | 39 | 19 |
The county markets where Standard Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Standard Mortgage Corporation
What is Standard Mortgage Corporation's mortgage approval rate?
Standard Mortgage Corporation approved 86.2% of the 1,168 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.8 points above the 82.5% national rate for the same mix of loan types.
How often do borrowers take the loan Standard Mortgage Corporation offers?
Borrowers accepted 100% of the loans Standard Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Standard Mortgage Corporation make?
The typical home purchase mortgage loan Standard Mortgage Corporation made was $245K; across all loan types its typical loan ran from $165K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Standard Mortgage Corporation lend?
Standard Mortgage Corporation decided applications in 13 of the states Fat Boy Data covers, most of them in Louisiana, Texas and Mississippi.
Can I apply to Standard Mortgage Corporation directly?
Yes. Standard Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Standard Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Standard Mortgage Corporation treats applications, then get a rate quote from the lender.