Lender profile · HMDA 2023–2025
Standard Mortgage Corporation mortgage approval rates & lending data
Standard Mortgage Corporation decided 1,168 mortgage applications and funded 1,005 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 717 / 763 | 100% | $245K | 716 |
| Cash-out refinance | 60% | 130 / 217 | 99% | $195K | 129 |
| Refinance | 88% | 104 / 118 | 100% | $265K | 104 |
| Investment property purchase | 97% | 36 / 37 | 100% | $165K | 36 |
Standard Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 85% | $225K | 977 | 833 |
| Texas | 95% | $505K | 118 | 111 |
| Mississippi | 65% | $345K | 20 | 13 |
| Alabama | 100% | $175K | 7 | 7 |
| Arkansas | 100% | $275K | 7 | 7 |
| Florida | 100% | $235K | 7 | 7 |
| Tennessee | 71% | $445K | 7 | 5 |
| North Carolina | 100% | $235K | 6 | 6 |
| South Carolina | 83% | $325K | 6 | 5 |
| Colorado | 100% | $395K | 4 | 4 |
| Georgia | 75% | $515K | 4 | 3 |
| Oklahoma | 67% | $195K | 3 | 2 |
| Missouri | 100% | $215K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.