State Financial Network, LLC mortgage approval rate & lending review
State Financial Network, LLC decided 593 mortgage applications and funded 547 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions State Financial Network, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to statefinancialnetwork.com.
State Financial Network, LLC at a glance
Approval is 10.2 points above the 84.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 438 / 452 | 98% | $245K | 430 |
| Cash-out refinance | 87% | 52 / 60 | 94% | $245K | 49 |
| Investment property purchase | 82% | 33 / 40 | 97% | $175K | 32 |
State Financial Network, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 95% | $225K | 512 | 474 |
| Delaware | 97% | $325K | 35 | 33 |
| New Jersey | 91% | $345K | 32 | 27 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where State Financial Network, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Butler County, PA | Mortgage lenders | 96% | 139 | 132 |
| Delaware County, PA | Mortgage lenders | 98% | 94 | 90 |
| Delaware County, PA | Cash-out refinance | 83% | 29 | 23 |
The county markets where State Financial Network, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about State Financial Network, LLC
What is State Financial Network, LLC's mortgage approval rate?
State Financial Network, LLC approved 94.6% of the 593 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.2 points above the 84.4% national rate for the same mix of loan types.
How often do borrowers take the loan State Financial Network, LLC offers?
Borrowers accepted 98% of the loans State Financial Network, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does State Financial Network, LLC make?
The typical home purchase mortgage loan State Financial Network, LLC made was $245K; across all loan types its typical loan ran from $175K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does State Financial Network, LLC lend?
State Financial Network, LLC decided applications in 11 of the states Fat Boy Data covers, most of them in Pennsylvania, Delaware and New Jersey.
Can I apply to State Financial Network, LLC directly?
Yes. State Financial Network, LLC reports as a direct lender that takes applications from borrowers. Its website is statefinancialnetwork.com.
Does this page show State Financial Network, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how State Financial Network, LLC treats applications, then get a rate quote from the lender.