Lender profile · HMDA 2023–2025
STRATA Credit Union mortgage approval rates & lending data
STRATA Credit Union decided 337 mortgage applications and funded 232 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 42 / 44 | 93% | $395K | 39 |
| Home improvement loans | 73% | 163 / 224 | 98% | $55K | 160 |
| Cash-out refinance | 51% | 19 / 37 | 95% | $215K | 18 |
| Refinance | 54% | 14 / 26 | 100% | $85K | 14 |
STRATA Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 72% | $55K | 335 | 232 |
| Florida | 0% | — | 1 | 0 |
| Pennsylvania | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.