Sunwest Bank mortgage approval rate & lending review
Sunwest Bank decided 264 mortgage applications and funded 263 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sunwest Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sunwest Bank at a glance
Approval is 15.6 points above the 84.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 213 / 213 | 100% | $145K | 212 |
| Cash-out refinance | 100% | 37 / 37 | 100% | $85K | 37 |
Sunwest Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $145K | 264 | 263 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Sunwest Bank
What is Sunwest Bank's mortgage approval rate?
Sunwest Bank approved 100.0% of the 264 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.6 points above the 84.4% national rate for the same mix of loan types.
How often do borrowers take the loan Sunwest Bank offers?
Borrowers accepted 100% of the loans Sunwest Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sunwest Bank make?
The typical home purchase mortgage loan Sunwest Bank made was $145K; across all loan types its typical loan ran from $85K to $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sunwest Bank lend?
Sunwest Bank decided applications in 1 of the states Fat Boy Data covers, most of them in California.
Can I apply to Sunwest Bank directly?
Yes. Sunwest Bank is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Sunwest Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sunwest Bank treats applications, then get a rate quote from the lender.