Lender profile · HMDA 2023–2025
T. J. Financial, Inc. mortgage approval rates & lending data
T. J. Financial, Inc. decided 599 mortgage applications and funded 597 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 312 / 312 | 100% | $565K | 312 |
| Cash-out refinance | 100% | 43 / 43 | 100% | $555K | 43 |
| Refinance | 100% | 129 / 129 | 100% | $635K | 129 |
| Investment property purchase | 100% | 65 / 65 | 100% | $555K | 65 |
| Investment cash-out refinance | 100% | 36 / 36 | 94% | $355K | 34 |
T. J. Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $565K | 599 | 597 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.