Lender profile · HMDA 2023–2025
Technology Credit Union mortgage approval rates & lending data
Technology Credit Union decided 2,170 mortgage applications and funded 1,351 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 160 / 183 | 82% | $705K | 131 |
| Home improvement loans | 73% | 978 / 1,345 | 85% | $255K | 830 |
| Cash-out refinance | 66% | 116 / 177 | 74% | $305K | 86 |
| Refinance | 83% | 313 / 378 | 85% | $355K | 266 |
| Investment home improvement | 49% | 26 / 53 | 69% | $155K | 18 |
Technology Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 75% | $255K | 2,131 | 1,332 |
| Idaho | 74% | $245K | 19 | 13 |
| Texas | 62% | $405K | 8 | 5 |
| Arizona | 0% | — | 3 | 0 |
| Georgia | 0% | — | 3 | 0 |
| Colorado | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Massachusetts | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
| Washington | 100% | $435K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.