The Bank of Old Monroe mortgage approval rate & lending review
The Bank of Old Monroe decided 318 mortgage applications and funded 284 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Bank of Old Monroe reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Bank of Old Monroe at a glance
Approval is 15.9 points above the 78.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 87 / 90 | 98% | $385K | 85 |
| Refinance | 81% | 22 / 27 | 100% | $275K | 22 |
| Investment property purchase | 96% | 101 / 105 | 91% | $205K | 92 |
| Investment home improvement | 100% | 61 / 61 | 95% | $95K | 58 |
The Bank of Old Monroe lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 94% | $205K | 297 | 263 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Bank of Old Monroe lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Charles County, MO | Mortgage lenders | 97% | 75 | 71 |
| St. Charles County, MO | Investment property purchase | 97% | 62 | 56 |
| St. Charles County, MO | Refinance | 81% | 26 | 21 |
| St. Charles County, MO | Investment refinance | 90% | 20 | 17 |
The county markets where The Bank of Old Monroe made the most loans. Each link opens that market with every lender ranked.
Questions about The Bank of Old Monroe
What is The Bank of Old Monroe's mortgage approval rate?
The Bank of Old Monroe approved 94.0% of the 318 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.9 points above the 78.1% national rate for the same mix of loan types.
How often do borrowers take the loan The Bank of Old Monroe offers?
Borrowers accepted 95% of the loans The Bank of Old Monroe approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Bank of Old Monroe make?
The typical investment property mortgage loan The Bank of Old Monroe made was $205K; across all loan types its typical loan ran from $95K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Bank of Old Monroe lend?
The Bank of Old Monroe decided applications in 6 of the states Fat Boy Data covers, most of them in Missouri, Indiana and Illinois.
Can I apply to The Bank of Old Monroe directly?
Yes. The Bank of Old Monroe is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Bank of Old Monroe's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Bank of Old Monroe treats applications, then get a rate quote from the lender.