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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Charles County, Missouri

Fat Boy Data analyzed home purchase mortgage activity in St. Charles County, Missouri, home to O'Fallon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,603 applications were decided by 387 lenders between 2023 and 2025.

St. Charles County at a glance

387Active lenders106 with 20+ decisions
91.9%Market approval rate16,181 of 17,603 decided
$305KTypical loanmedian lender, $10K brackets
97%Borrower take-up15,731 loans funded

How St. Charles County compares

Approval rate compared
St. Charles County91.9%Missouri91.5%All 616 counties87.6%
Typical loan compared
St. Charles County$305KMissouri$235KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in St. Charles County, MO, 1,112 of them.

Access Capital Funding, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

The typical home purchase mortgage here is $305K, 30% larger than the Missouri typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 218One lender: 31% approved of 206One lender: 33% approved of 66One lender: 63% approved of 134One lender: 70% approved of 74One lender: 79% approved of 707One lender: 79% approved of 58One lender: 82% approved of 168One lender: 86% approved of 88One lender: 87% approved of 62One lender: 88% approved of 435One lender: 88% approved of 106One lender: 88% approved of 91One lender: 89% approved of 142One lender: 89% approved of 54One lender: 89% approved of 265One lender: 90% approved of 126One lender: 90% approved of 144One lender: 90% approved of 147One lender: 91% approved of 559One lender: 92% approved of 60One lender: 92% approved of 169One lender: 92% approved of 51One lender: 93% approved of 86One lender: 94% approved of 87One lender: 95% approved of 55One lender: 95% approved of 323United Wholesale Mortgage, LLC: 95% approved of 1,005One lender: 95% approved of 311One lender: 95% approved of 138One lender: 95% approved of 402One lender: 95% approved of 149One lender: 96% approved of 68One lender: 96% approved of 177One lender: 96% approved of 132One lender: 96% approved of 82One lender: 97% approved of 95One lender: 97% approved of 195One lender: 97% approved of 66New American Funding, LLC: 97% approved of 878One lender: 97% approved of 75One lender: 98% approved of 88One lender: 98% approved of 362One lender: 98% approved of 276One lender: 98% approved of 100One lender: 98% approved of 201One lender: 98% approved of 102One lender: 98% approved of 102One lender: 98% approved of 56Das Acquisition Company, LLC: 98% approved of 997Guild Mortgage Company LLC: 99% approved of 1,173Flat Branch Mortgage, Inc.: 99% approved of 979One lender: 99% approved of 121One lender: 99% approved of 508One lender: 99% approved of 267One lender: 99% approved of 327One lender: 100% approved of 704One lender: 100% approved of 77One lender: 100% approved of 69One lender: 100% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in St. Charles County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC99%1,156 / 1,17396%$295K1,112
2United Wholesale Mortgage, LLCBroker only95%953 / 1,00599%$315K948
3Das Acquisition Company, LLC98%981 / 99793%$285K912
4Flat Branch Mortgage, Inc.99%967 / 97999%$285K957
5New American Funding, LLC97%852 / 878100%$295K849

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 382 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in St. Charles County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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