The Commercial and Savings Bank of Millersburg, Ohio mortgage approval rate & lending review
The Commercial and Savings Bank of Millersburg, Ohio decided 353 mortgage applications and funded 324 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Commercial and Savings Bank of Millersburg, Ohio reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Commercial and Savings Bank of Millersburg, Ohio at a glance
Approval is 11.9 points above the 81.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 190 / 198 | 100% | $195K | 190 |
| Home improvement loans | 93% | 27 / 29 | 96% | $55K | 26 |
| Investment property purchase | 95% | 54 / 57 | 93% | $155K | 50 |
The Commercial and Savings Bank of Millersburg, Ohio lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 94% | $195K | 342 | 315 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Commercial and Savings Bank of Millersburg, Ohio lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Wayne County, OH | Mortgage lenders | 97% | 100 | 97 |
| Stark County, OH | Mortgage lenders | 100% | 38 | 38 |
The county markets where The Commercial and Savings Bank of Millersburg, Ohio made the most loans. Each link opens that market with every lender ranked.
Questions about The Commercial and Savings Bank of Millersburg, Ohio
What is The Commercial and Savings Bank of Millersburg, Ohio's mortgage approval rate?
The Commercial and Savings Bank of Millersburg, Ohio approved 93.8% of the 353 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.9 points above the 81.9% national rate for the same mix of loan types.
How often do borrowers take the loan The Commercial and Savings Bank of Millersburg, Ohio offers?
Borrowers accepted 98% of the loans The Commercial and Savings Bank of Millersburg, Ohio approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Commercial and Savings Bank of Millersburg, Ohio make?
The typical home purchase mortgage loan The Commercial and Savings Bank of Millersburg, Ohio made was $195K; across all loan types its typical loan ran from $55K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Commercial and Savings Bank of Millersburg, Ohio lend?
The Commercial and Savings Bank of Millersburg, Ohio decided applications in 6 of the states Fat Boy Data covers, most of them in Ohio, Florida and Illinois.
Can I apply to The Commercial and Savings Bank of Millersburg, Ohio directly?
Yes. The Commercial and Savings Bank of Millersburg, Ohio is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Commercial and Savings Bank of Millersburg, Ohio's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Commercial and Savings Bank of Millersburg, Ohio treats applications, then get a rate quote from the lender.