The Evangeline Bank & Trust Company mortgage approval rate & lending review
The Evangeline Bank & Trust Company decided 544 mortgage applications and funded 477 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Evangeline Bank & Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Evangeline Bank & Trust Company at a glance
Approval is 14.2 points above the 81.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 67 / 80 | 69% | $135K | 46 |
| Refinance | 91% | 78 / 86 | 95% | $115K | 74 |
| Investment property purchase | 100% | 223 / 224 | 93% | $95K | 208 |
| Investment refinance | 100% | 114 / 114 | 99% | $55K | 113 |
The Evangeline Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 96% | $95K | 542 | 475 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Evangeline Bank & Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rapides Parish, LA | Investment property purchase | 100% | 93 | 82 |
| Calcasieu Parish, LA | Investment property purchase | 98% | 65 | 64 |
| Rapides Parish, LA | Investment refinance | 100% | 58 | 57 |
| Rapides Parish, LA | Refinance | 90% | 61 | 51 |
| Lafayette Parish, LA | Investment property purchase | 100% | 52 | 50 |
| Calcasieu Parish, LA | Investment refinance | 100% | 39 | 39 |
| Rapides Parish, LA | Mortgage lenders | 83% | 46 | 26 |
| Calcasieu Parish, LA | Refinance | 91% | 22 | 20 |
| Calcasieu Parish, LA | Mortgage lenders | 90% | 20 | 15 |
The county markets where The Evangeline Bank & Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about The Evangeline Bank & Trust Company
What is The Evangeline Bank & Trust Company's mortgage approval rate?
The Evangeline Bank & Trust Company approved 95.6% of the 544 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.2 points above the 81.4% national rate for the same mix of loan types.
How often do borrowers take the loan The Evangeline Bank & Trust Company offers?
Borrowers accepted 92% of the loans The Evangeline Bank & Trust Company approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Evangeline Bank & Trust Company make?
The typical investment property mortgage loan The Evangeline Bank & Trust Company made was $95K; across all loan types its typical loan ran from $55K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Evangeline Bank & Trust Company lend?
The Evangeline Bank & Trust Company decided applications in 3 of the states Fat Boy Data covers, most of them in Louisiana, Nevada and Texas.
Can I apply to The Evangeline Bank & Trust Company directly?
Yes. The Evangeline Bank & Trust Company reports as a direct lender that takes applications from borrowers.
Does this page show The Evangeline Bank & Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Evangeline Bank & Trust Company treats applications, then get a rate quote from the lender.