The Family mortgage approval rate & lending review
The Family decided 253 mortgage applications and funded 208 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Family reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Family at a glance
Approval is 12.6 points above the 70.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 57 / 62 | 100% | $165K | 57 |
| Home improvement loans | 75% | 113 / 150 | 99% | $25K | 112 |
The Family lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Family lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Scott County, IA | Home improvement loans | 77% | 109 | 84 |
| Scott County, IA | Mortgage lenders | 91% | 35 | 32 |
| Rock Island County, IL | Home improvement loans | 79% | 24 | 18 |
The county markets where The Family made the most loans. Each link opens that market with every lender ranked.
Questions about The Family
What is The Family's mortgage approval rate?
The Family approved 82.6% of the 253 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.6 points above the 70.0% national rate for the same mix of loan types.
How often do borrowers take the loan The Family offers?
Borrowers accepted 100% of the loans The Family approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Family make?
The typical home improvement loan loan The Family made was $25K; across all loan types its typical loan ran from $25K to $165K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Family lend?
The Family decided applications in 6 of the states Fat Boy Data covers, most of them in Iowa, Illinois and Nebraska.
Can I apply to The Family directly?
Yes. The Family is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Family's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Family treats applications, then get a rate quote from the lender.