The Mortgage Company mortgage approval rate & lending review
The Mortgage Company decided 430 mortgage applications and funded 381 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgage.com.
The Mortgage Company at a glance
Approval is 10.0 points above the 84.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 328 / 339 | 93% | $385K | 304 |
| Cash-out refinance | 82% | 32 / 39 | 94% | $325K | 30 |
| Refinance | 87% | 26 / 30 | 100% | $495K | 26 |
The Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 95% | $385K | 426 | 378 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about The Mortgage Company
What is The Mortgage Company's mortgage approval rate?
The Mortgage Company approved 94.9% of the 430 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.0 points above the 84.9% national rate for the same mix of loan types.
How often do borrowers take the loan The Mortgage Company offers?
Borrowers accepted 93% of the loans The Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Mortgage Company make?
The typical home purchase mortgage loan The Mortgage Company made was $385K; across all loan types its typical loan ran from $325K to $495K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Mortgage Company lend?
The Mortgage Company decided applications in 2 of the states Fat Boy Data covers, most of them in Colorado and Florida.
Can I apply to The Mortgage Company directly?
Yes. The Mortgage Company reports as a direct lender that takes applications from borrowers. Its website is mortgage.com.
Does this page show The Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Mortgage Company treats applications, then get a rate quote from the lender.