The National Bank of Indianapolis mortgage approval rate & lending review
The National Bank of Indianapolis decided 843 mortgage applications and funded 790 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The National Bank of Indianapolis reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The National Bank of Indianapolis at a glance
Approval is 15.7 points above the 80.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 401 / 410 | 96% | $235K | 386 |
| Home improvement loans | 88% | 84 / 95 | 98% | $105K | 82 |
| Refinance | 96% | 293 / 304 | 99% | $305K | 289 |
| Investment property purchase | 100% | 26 / 26 | 96% | $455K | 25 |
The National Bank of Indianapolis lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 96% | $235K | 827 | 774 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The National Bank of Indianapolis lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, IN | Mortgage lenders | 98% | 251 | 242 |
| Hamilton County, IN | Refinance | 96% | 138 | 130 |
| Marion County, IN | Refinance | 96% | 136 | 129 |
| Hamilton County, IN | Mortgage lenders | 97% | 118 | 105 |
| Marion County, IN | Home improvement loans | 83% | 53 | 43 |
| Hamilton County, IN | Home improvement loans | 97% | 32 | 31 |
The county markets where The National Bank of Indianapolis made the most loans. Each link opens that market with every lender ranked.
Questions about The National Bank of Indianapolis
What is The National Bank of Indianapolis's mortgage approval rate?
The National Bank of Indianapolis approved 96.3% of the 843 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.7 points above the 80.6% national rate for the same mix of loan types.
How often do borrowers take the loan The National Bank of Indianapolis offers?
Borrowers accepted 97% of the loans The National Bank of Indianapolis approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The National Bank of Indianapolis make?
The typical home purchase mortgage loan The National Bank of Indianapolis made was $235K; across all loan types its typical loan ran from $105K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The National Bank of Indianapolis lend?
The National Bank of Indianapolis decided applications in 5 of the states Fat Boy Data covers, most of them in Indiana, Florida and Michigan.
Can I apply to The National Bank of Indianapolis directly?
Yes. The National Bank of Indianapolis is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The National Bank of Indianapolis's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The National Bank of Indianapolis treats applications, then get a rate quote from the lender.