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refinance lenders · HMDA 2023–2025

Refinance lenders in Hamilton County, Indiana

Fat Boy Data analyzed mortgage refinance activity in Hamilton County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,960 applications were decided by 250 lenders between 2023 and 2025.

Hamilton County at a glance

250Active lenders47 with 20+ decisions
82.9%Market approval rate4,114 of 4,960 decided
$295KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,901 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County82.9%Indiana80.2%All 616 counties76.5%
Typical loan compared
Hamilton County$295KIndiana$145KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Hamilton County, IN, 221 of them.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

The typical mortgage refinance here is $295K, 103% larger than the Indiana typical of $145K.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 95Lakeview Loan Servicing, LLC: 47% approved of 72Bank of America, National Association: 58% approved of 53KeyBank National Association: 64% approved of 39Financial Center First Credit Union: 65% approved of 26The Huntington National Bank: 68% approved of 285Mortgage Research Center, LLC: 69% approved of 32Loandepot.Com, LLC: 71% approved of 35Regions Bank: 73% approved of 101Citizens Bank, National Association: 74% approved of 39Centier Bank: 76% approved of 50Newrez LLC: 78% approved of 92First Merchants Bank: 79% approved of 183Third Federal Savings And Loan Association Of Cleveland: 79% approved of 68Fifth Third Bank, National Association: 80% approved of 254Forum: 80% approved of 76Horizon Bank: 82% approved of 152Old National Bank: 82% approved of 190Mutual of Omaha Mortgage, Inc.: 83% approved of 23PNC Bank, National Association: 83% approved of 278Rocket Mortgage, LLC: 83% approved of 252Everwise Credit Union: 83% approved of 36Planet Home Lending, LLC: 85% approved of 20Nationstar Mortgage LLC: 86% approved of 21Indiana Members Credit Union: 86% approved of 241Royal United Mortgage LLC: 88% approved of 40Provident Funding Associates, L.P.: 88% approved of 24Sage Home Loans Corporation: 88% approved of 25The Farmers Bank, Frankfort, Indiana: 90% approved of 42U.S. Bank National Association: 91% approved of 22United Wholesale Mortgage, LLC: 91% approved of 300Village Capital & Investment LLC: 93% approved of 28Ruoff Mortgage Company, Inc.: 93% approved of 57Pennymac Loan Services, LLC: 94% approved of 66JPMorgan Chase Bank, National Association: 94% approved of 86Lake City Bank: 95% approved of 37The National Bank of Indianapolis: 96% approved of 138Crosscountry Mortgage, LLC: 96% approved of 47Freedom Mortgage Corporation: 97% approved of 131Guaranteed Rate, Inc.: 98% approved of 40Gvc Mortgage, Inc.: 98% approved of 51Mjw Financial LLC: 99% approved of 68Fairway Independent Mortgage Corporation: 99% approved of 88Union Savings Bank: 99% approved of 95Union Home Mortgage Corp.: 100% approved of 59Guild Mortgage Company LLC: 100% approved of 21The State Bank and Trust Company: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%274 / 30094%$395K258
2The Huntington National Bank68%194 / 28594%$185K182
3PNC Bank, National Association83%230 / 27896%$125K221
4Fifth Third Bank, National Association80%203 / 25495%$145K193
5Rocket Mortgage, LLC83%209 / 25297%$325K203

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 245 more lenders.

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Other lending data for Hamilton County

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Nearby markets

All lending in Hamilton CountyCounty overviewRefinance across IndianaStatewideMadison CountyNearby countyMarion CountyNearby county