Lender profile · HMDA 2023–2025
The Peoples State Bank mortgage approval rates & lending data
The Peoples State Bank decided 316 mortgage applications and funded 300 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 176 / 180 | 98% | $265K | 173 |
| Cash-out refinance | 90% | 28 / 31 | 100% | $165K | 28 |
| Refinance | 95% | 37 / 39 | 97% | $135K | 36 |
| Investment property purchase | 100% | 38 / 38 | 97% | $195K | 37 |
The Peoples State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 97% | $265K | 316 | 300 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.