The Riddell National Bank mortgage approval rate & lending review
The Riddell National Bank decided 339 mortgage applications and funded 326 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Riddell National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Riddell National Bank at a glance
Approval is 13.0 points above the 83.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 202 / 208 | 100% | $135K | 202 |
| Cash-out refinance | 98% | 41 / 42 | 100% | $85K | 41 |
| Investment property purchase | 100% | 46 / 46 | 100% | $85K | 46 |
The Riddell National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 96% | $135K | 339 | 326 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Riddell National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Vigo County, IN | Mortgage lenders | 98% | 207 | 202 |
| Vigo County, IN | Investment property purchase | 100% | 45 | 45 |
| Vigo County, IN | Cash-out refinance | 98% | 42 | 41 |
The county markets where The Riddell National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Riddell National Bank
What is The Riddell National Bank's mortgage approval rate?
The Riddell National Bank approved 96.2% of the 339 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.0 points above the 83.2% national rate for the same mix of loan types.
How often do borrowers take the loan The Riddell National Bank offers?
Borrowers accepted 100% of the loans The Riddell National Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Riddell National Bank make?
The typical home purchase mortgage loan The Riddell National Bank made was $135K; across all loan types its typical loan ran from $85K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Riddell National Bank lend?
The Riddell National Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Indiana.
Can I apply to The Riddell National Bank directly?
Yes. The Riddell National Bank is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Riddell National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Riddell National Bank treats applications, then get a rate quote from the lender.