The Torrington Savings Bank mortgage approval rate & lending review
The Torrington Savings Bank decided 510 mortgage applications and funded 399 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Torrington Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Torrington Savings Bank at a glance
Approval is 3.3 points above the 77.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 204 / 221 | 98% | $355K | 200 |
| Home improvement loans | 70% | 95 / 135 | 95% | $65K | 90 |
| Refinance | 72% | 88 / 123 | 93% | $75K | 82 |
The Torrington Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 81% | $355K | 510 | 399 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Torrington Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Northwest Hills Planning Region, CT | Mortgage lenders | 91% | 86 | 77 |
| Northwest Hills Planning Region, CT | Home improvement loans | 79% | 91 | 69 |
| Northwest Hills Planning Region, CT | Refinance | 72% | 87 | 58 |
| Naugatuck Valley Planning Region, CT | Mortgage lenders | 89% | 38 | 33 |
The county markets where The Torrington Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Torrington Savings Bank
What is The Torrington Savings Bank's mortgage approval rate?
The Torrington Savings Bank approved 81.2% of the 510 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.3 points above the 77.9% national rate for the same mix of loan types.
How often do borrowers take the loan The Torrington Savings Bank offers?
Borrowers accepted 96% of the loans The Torrington Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Torrington Savings Bank make?
The typical home purchase mortgage loan The Torrington Savings Bank made was $355K; across all loan types its typical loan ran from $65K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Torrington Savings Bank lend?
The Torrington Savings Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Connecticut.
Can I apply to The Torrington Savings Bank directly?
Yes. The Torrington Savings Bank is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Torrington Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Torrington Savings Bank treats applications, then get a rate quote from the lender.