Total Quality Financial, Inc. mortgage approval rate & lending review
Total Quality Financial, Inc. decided 401 mortgage applications and funded 368 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Total Quality Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Total Quality Financial, Inc. at a glance
Approval is 7.0 points above the 84.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 156 / 178 | 100% | $355K | 156 |
| Investment property purchase | 96% | 137 / 143 | 100% | $195K | 137 |
| Investment cash-out refinance | 97% | 37 / 38 | 100% | $155K | 37 |
Total Quality Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 94% | $215K | 100 | 94 |
| California | 96% | $505K | 71 | 68 |
| Florida | 81% | $245K | 27 | 22 |
| Arizona | 96% | $355K | 25 | 24 |
| North Carolina | 96% | $195K | 24 | 23 |
| Texas | 96% | $225K | 23 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Total Quality Financial, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, IN | Investment property purchase | 100% | 24 | 24 |
The county markets where Total Quality Financial, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Total Quality Financial, Inc.
What is Total Quality Financial, Inc.'s mortgage approval rate?
Total Quality Financial, Inc. approved 91.8% of the 401 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.0 points above the 84.7% national rate for the same mix of loan types.
How often do borrowers take the loan Total Quality Financial, Inc. offers?
Borrowers accepted 100% of the loans Total Quality Financial, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Total Quality Financial, Inc. make?
The typical home purchase mortgage loan Total Quality Financial, Inc. made was $355K; across all loan types its typical loan ran from $155K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Total Quality Financial, Inc. lend?
Total Quality Financial, Inc. decided applications in 29 of the states Fat Boy Data covers, most of them in Indiana, California and Florida.
Can I apply to Total Quality Financial, Inc. directly?
Yes. Total Quality Financial, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Total Quality Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Total Quality Financial, Inc. treats applications, then get a rate quote from the lender.