Triangle Credit Union mortgage approval rate & lending review
Triangle Credit Union decided 283 mortgage applications and funded 202 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Triangle Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Triangle Credit Union at a glance
Approval is 8.4 points below the 80.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 94 / 118 | 99% | $355K | 93 |
| Cash-out refinance | 11% | 3 / 27 | 33% | $265K | 1 |
| Refinance | 79% | 75 / 95 | 100% | $275K | 75 |
Triangle Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 72% | $275K | 258 | 182 |
| Massachusetts | 80% | $405K | 25 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Triangle Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hillsborough County, NH | Mortgage lenders | 82% | 77 | 63 |
| Hillsborough County, NH | Refinance | 82% | 60 | 49 |
| Rockingham County, NH | Refinance | 71% | 24 | 17 |
| Hillsborough County, NH | Cash-out refinance | 15% | 20 | 1 |
The county markets where Triangle Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Triangle Credit Union
What is Triangle Credit Union's mortgage approval rate?
Triangle Credit Union approved 72.4% of the 283 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.4 points below the 80.9% national rate for the same mix of loan types.
How often do borrowers take the loan Triangle Credit Union offers?
Borrowers accepted 99% of the loans Triangle Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Triangle Credit Union make?
The typical home purchase mortgage loan Triangle Credit Union made was $355K; across all loan types its typical loan ran from $265K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Triangle Credit Union lend?
Triangle Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in New Hampshire and Massachusetts.
Can I apply to Triangle Credit Union directly?
Yes. Triangle Credit Union is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Triangle Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Triangle Credit Union treats applications, then get a rate quote from the lender.