Tulsa Federal Credit Union mortgage approval rate & lending review
Tulsa Federal Credit Union decided 806 mortgage applications and funded 469 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Tulsa Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Tulsa Federal Credit Union at a glance
Approval is 0.8 points above the 75.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 301 / 355 | 61% | $185K | 183 |
| Home improvement loans | 67% | 211 / 317 | 99% | $55K | 208 |
| Cash-out refinance | 76% | 29 / 38 | 93% | $155K | 27 |
| Refinance | 82% | 56 / 68 | 77% | $105K | 43 |
Tulsa Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 76% | $105K | 802 | 468 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Tulsa Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tulsa County, OK | Home improvement loans | 66% | 314 | 205 |
| Tulsa County, OK | Mortgage lenders | 85% | 349 | 182 |
| Tulsa County, OK | Refinance | 82% | 67 | 42 |
| Tulsa County, OK | Cash-out refinance | 78% | 37 | 27 |
The county markets where Tulsa Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Tulsa Federal Credit Union
What is Tulsa Federal Credit Union's mortgage approval rate?
Tulsa Federal Credit Union approved 76.3% of the 806 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.8 points above the 75.5% national rate for the same mix of loan types.
How often do borrowers take the loan Tulsa Federal Credit Union offers?
Borrowers accepted 76% of the loans Tulsa Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Tulsa Federal Credit Union make?
The typical home purchase mortgage loan Tulsa Federal Credit Union made was $185K; across all loan types its typical loan ran from $55K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Tulsa Federal Credit Union lend?
Tulsa Federal Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Oklahoma, Arkansas and Louisiana.
Can I apply to Tulsa Federal Credit Union directly?
Yes. Tulsa Federal Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show Tulsa Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Tulsa Federal Credit Union treats applications, then get a rate quote from the lender.