U S Wide Financial LLC mortgage approval rate & lending review
U S Wide Financial LLC decided 362 mortgage applications and funded 352 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions U S Wide Financial LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
U S Wide Financial LLC at a glance
Approval is 12.3 points above the 84.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 201 / 206 | 100% | $395K | 201 |
| Refinance | 100% | 65 / 65 | 100% | $385K | 65 |
| Investment property purchase | 94% | 67 / 71 | 100% | $235K | 67 |
U S Wide Financial LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 97% | $395K | 201 | 195 |
| Texas | 100% | $615K | 40 | 40 |
| Illinois | 95% | $385K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where U S Wide Financial LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Charles County, MO | Mortgage lenders | 98% | 100 | 98 |
| St. Charles County, MO | Investment property purchase | 94% | 35 | 33 |
| St. Charles County, MO | Refinance | 100% | 25 | 25 |
The county markets where U S Wide Financial LLC made the most loans. Each link opens that market with every lender ranked.
Questions about U S Wide Financial LLC
What is U S Wide Financial LLC's mortgage approval rate?
U S Wide Financial LLC approved 97.2% of the 362 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.3 points above the 84.9% national rate for the same mix of loan types.
How often do borrowers take the loan U S Wide Financial LLC offers?
Borrowers accepted 100% of the loans U S Wide Financial LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does U S Wide Financial LLC make?
The typical home purchase mortgage loan U S Wide Financial LLC made was $395K; across all loan types its typical loan ran from $235K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does U S Wide Financial LLC lend?
U S Wide Financial LLC decided applications in 24 of the states Fat Boy Data covers, most of them in Missouri, Texas and Illinois.
Can I apply to U S Wide Financial LLC directly?
Yes. U S Wide Financial LLC reports as a direct lender that takes applications from borrowers.
Does this page show U S Wide Financial LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how U S Wide Financial LLC treats applications, then get a rate quote from the lender.