Lender profile · HMDA 2023–2025
UNCLE Credit Union mortgage approval rates & lending data
UNCLE Credit Union decided 754 mortgage applications and funded 553 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 55 / 62 | 100% | $795K | 55 |
| Home improvement loans | 74% | 331 / 445 | 100% | $105K | 331 |
| Cash-out refinance | 92% | 24 / 26 | 100% | $475K | 24 |
| Refinance | 77% | 88 / 115 | 100% | $255K | 88 |
| Investment home improvement | 46% | 39 / 84 | 100% | $155K | 39 |
UNCLE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 75% | $105K | 742 | 553 |
| Texas | 0% | — | 5 | 0 |
| New York | 0% | — | 2 | 0 |
| Maryland | 0% | — | 1 | 0 |
| Michigan | 0% | — | 1 | 0 |
| Mississippi | 0% | — | 1 | 0 |
| Oklahoma | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.