United Teletech Financial mortgage approval rate & lending review
United Teletech Financial decided 260 mortgage applications and funded 201 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions United Teletech Financial reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
United Teletech Financial at a glance
Approval is 13.3 points above the 64.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 78% | 190 / 245 | 100% | $55K | 190 |
United Teletech Financial lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 77% | $55K | 257 | 199 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where United Teletech Financial lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Monmouth County, NJ | Home improvement loans | 80% | 133 | 107 |
| Ocean County, NJ | Home improvement loans | 76% | 50 | 38 |
| Middlesex County, NJ | Home improvement loans | 64% | 33 | 21 |
The county markets where United Teletech Financial made the most loans. Each link opens that market with every lender ranked.
Questions about United Teletech Financial
What is United Teletech Financial's mortgage approval rate?
United Teletech Financial approved 77.3% of the 260 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.3 points above the 64.0% national rate for the same mix of loan types.
How often do borrowers take the loan United Teletech Financial offers?
Borrowers accepted 100% of the loans United Teletech Financial approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does United Teletech Financial make?
The typical home improvement loan loan United Teletech Financial made was $55K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does United Teletech Financial lend?
United Teletech Financial decided applications in 4 of the states Fat Boy Data covers, most of them in New Jersey, New Mexico and New York.
Can I apply to United Teletech Financial directly?
Yes. United Teletech Financial is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show United Teletech Financial's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how United Teletech Financial treats applications, then get a rate quote from the lender.