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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Middlesex County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Middlesex County, New Jersey, home to New Brunswick, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,162 applications were decided by 154 lenders between 2023 and 2025.

Middlesex County at a glance

154Active lenders43 with 20+ decisions
56.6%Market approval rate4,052 of 7,162 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,713 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County56.6%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Middlesex County$105KNew Jersey$105KAll 616 counties$75K

What the data shows

Citizens Bank, National Association made the most home improvement loans in Middlesex County, NJ, 485 of them.

Healthcare Employees approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 32Discover Bank: 27% approved of 368One lender: 29% approved of 35One lender: 35% approved of 181One lender: 41% approved of 237Bank of America, National Association: 43% approved of 1,149One lender: 48% approved of 21One lender: 49% approved of 112One lender: 50% approved of 90One lender: 50% approved of 24One lender: 50% approved of 111One lender: 52% approved of 25One lender: 53% approved of 38One lender: 53% approved of 110One lender: 53% approved of 60One lender: 54% approved of 339PNC Bank, National Association: 57% approved of 744One lender: 57% approved of 84One lender: 57% approved of 21One lender: 58% approved of 118One lender: 59% approved of 27Citizens Bank, National Association: 61% approved of 827TD Bank, National Association: 61% approved of 752One lender: 62% approved of 24One lender: 64% approved of 33One lender: 67% approved of 42One lender: 67% approved of 168One lender: 68% approved of 25One lender: 70% approved of 27One lender: 71% approved of 98One lender: 76% approved of 145One lender: 77% approved of 22One lender: 78% approved of 67One lender: 79% approved of 38One lender: 79% approved of 24One lender: 79% approved of 53One lender: 83% approved of 23One lender: 88% approved of 64One lender: 90% approved of 29One lender: 90% approved of 20One lender: 91% approved of 23One lender: 98% approved of 213One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association43%494 / 1,14997%$105K479
2Citizens Bank, National Association61%503 / 82796%$165K485
3TD Bank, National Association61%458 / 75297%$115K444
4PNC Bank, National Association57%425 / 74497%$125K413
5Discover Bank27%98 / 36899%$85K97

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 149 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Middlesex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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