Lender profile · HMDA 2023–2025
Victoria Financial Corp. mortgage approval rates & lending data
Victoria Financial Corp. decided 337 mortgage applications and funded 317 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 128 / 130 | 98% | $675K | 126 |
| Refinance | 100% | 117 / 117 | 94% | $655K | 110 |
| Investment property purchase | 100% | 39 / 39 | 100% | $575K | 39 |
| Investment refinance | 96% | 43 / 45 | 95% | $505K | 41 |
Victoria Financial Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $655K | 337 | 317 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.