Victoria Financial Corp. mortgage approval rate & lending review
Victoria Financial Corp. decided 337 mortgage applications and funded 317 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Victoria Financial Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Victoria Financial Corp. at a glance
Approval is 15.8 points above the 82.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 128 / 130 | 98% | $675K | 126 |
| Refinance | 100% | 117 / 117 | 94% | $655K | 110 |
| Investment property purchase | 100% | 39 / 39 | 100% | $575K | 39 |
| Investment refinance | 96% | 43 / 45 | 95% | $505K | 41 |
Victoria Financial Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $655K | 337 | 317 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Victoria Financial Corp.
What is Victoria Financial Corp.'s mortgage approval rate?
Victoria Financial Corp. approved 97.9% of the 337 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.8 points above the 82.1% national rate for the same mix of loan types.
How often do borrowers take the loan Victoria Financial Corp. offers?
Borrowers accepted 96% of the loans Victoria Financial Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Victoria Financial Corp. make?
The typical home purchase mortgage loan Victoria Financial Corp. made was $675K; across all loan types its typical loan ran from $505K to $675K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Victoria Financial Corp. lend?
Victoria Financial Corp. decided applications in 1 of the states Fat Boy Data covers, most of them in California.
Can I apply to Victoria Financial Corp. directly?
Yes. Victoria Financial Corp. reports as a direct lender that takes applications from borrowers.
Does this page show Victoria Financial Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Victoria Financial Corp. treats applications, then get a rate quote from the lender.