Vision One Mortgage, Inc. mortgage approval rate & lending review
Vision One Mortgage, Inc. decided 769 mortgage applications and funded 568 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Vision One Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to visiononemortgage.com.
Vision One Mortgage, Inc. at a glance
Approval is 8.5 points below the 82.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 392 / 498 | 100% | $515K | 392 |
| Cash-out refinance | 69% | 96 / 140 | 100% | $405K | 96 |
| Refinance | 58% | 31 / 53 | 100% | $435K | 31 |
| Investment property purchase | 76% | 26 / 34 | 100% | $285K | 26 |
| Investment cash-out refinance | 44% | 11 / 25 | 100% | $225K | 11 |
Vision One Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 74% | $515K | 711 | 527 |
| Texas | 64% | $285K | 28 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Vision One Mortgage, Inc.
What is Vision One Mortgage, Inc.'s mortgage approval rate?
Vision One Mortgage, Inc. approved 73.9% of the 769 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.5 points below the 82.4% national rate for the same mix of loan types.
How often do borrowers take the loan Vision One Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Vision One Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Vision One Mortgage, Inc. make?
The typical home purchase mortgage loan Vision One Mortgage, Inc. made was $515K; across all loan types its typical loan ran from $225K to $515K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Vision One Mortgage, Inc. lend?
Vision One Mortgage, Inc. decided applications in 8 of the states Fat Boy Data covers, most of them in California, Texas and Arizona.
Can I apply to Vision One Mortgage, Inc. directly?
Yes. Vision One Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is visiononemortgage.com.
Does this page show Vision One Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Vision One Mortgage, Inc. treats applications, then get a rate quote from the lender.