Lender profile · HMDA 2023–2025
Vision One Mortgage, Inc. mortgage approval rates & lending data
Vision One Mortgage, Inc. decided 769 mortgage applications and funded 568 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 392 / 498 | 100% | $515K | 392 |
| Cash-out refinance | 69% | 96 / 140 | 100% | $405K | 96 |
| Refinance | 58% | 31 / 53 | 100% | $435K | 31 |
| Investment property purchase | 76% | 26 / 34 | 100% | $285K | 26 |
| Investment cash-out refinance | 44% | 11 / 25 | 100% | $225K | 11 |
Vision One Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 74% | $515K | 711 | 527 |
| Texas | 64% | $285K | 28 | 18 |
| Arizona | 80% | $345K | 15 | 12 |
| Florida | 78% | $345K | 9 | 7 |
| Colorado | 50% | $235K | 2 | 1 |
| Washington | 50% | $285K | 2 | 1 |
| Idaho | 100% | $715K | 1 | 1 |
| Oregon | 100% | $535K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.