Wall Financial, Inc. mortgage approval rate & lending review
Wall Financial, Inc. decided 272 mortgage applications and funded 194 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wall Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Wall Financial, Inc. at a glance
Approval is 17.5 points above the 82.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 158 / 158 | 78% | $605K | 123 |
| Cash-out refinance | 100% | 48 / 48 | 73% | $425K | 35 |
| Refinance | 100% | 29 / 29 | 34% | $335K | 10 |
| Investment property purchase | 100% | 27 / 27 | 78% | $425K | 21 |
Wall Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $605K | 259 | 189 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Wall Financial, Inc.
What is Wall Financial, Inc.'s mortgage approval rate?
Wall Financial, Inc. approved 100.0% of the 272 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.5 points above the 82.5% national rate for the same mix of loan types.
How often do borrowers take the loan Wall Financial, Inc. offers?
Borrowers accepted 71% of the loans Wall Financial, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wall Financial, Inc. make?
The typical home purchase mortgage loan Wall Financial, Inc. made was $605K; across all loan types its typical loan ran from $335K to $605K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wall Financial, Inc. lend?
Wall Financial, Inc. decided applications in 3 of the states Fat Boy Data covers, most of them in California, Nevada and Colorado.
Can I apply to Wall Financial, Inc. directly?
Yes. Wall Financial, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Wall Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wall Financial, Inc. treats applications, then get a rate quote from the lender.