Washington Financial Bank mortgage approval rate & lending review
Washington Financial Bank decided 678 mortgage applications and funded 584 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Washington Financial Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Washington Financial Bank at a glance
Approval is 10.1 points above the 78.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 305 / 315 | 99% | $345K | 301 |
| Home improvement loans | 78% | 139 / 178 | 96% | $55K | 133 |
| Refinance | 80% | 106 / 133 | 96% | $75K | 102 |
| Investment property purchase | 96% | 27 / 28 | 100% | $235K | 27 |
Washington Financial Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 88% | $345K | 675 | 581 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Washington Financial Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Washington County, PA | Mortgage lenders | 97% | 145 | 138 |
| Washington County, PA | Home improvement loans | 75% | 140 | 102 |
| Washington County, PA | Refinance | 80% | 102 | 79 |
| Butler County, PA | Mortgage lenders | 96% | 47 | 45 |
| Allegheny County, PA | Refinance | 65% | 20 | 13 |
The county markets where Washington Financial Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Washington Financial Bank
What is Washington Financial Bank's mortgage approval rate?
Washington Financial Bank approved 88.2% of the 678 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.1 points above the 78.1% national rate for the same mix of loan types.
How often do borrowers take the loan Washington Financial Bank offers?
Borrowers accepted 98% of the loans Washington Financial Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Washington Financial Bank make?
The typical home purchase mortgage loan Washington Financial Bank made was $345K; across all loan types its typical loan ran from $55K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Washington Financial Bank lend?
Washington Financial Bank decided applications in 4 of the states Fat Boy Data covers, most of them in Pennsylvania, Florida and North Carolina.
Can I apply to Washington Financial Bank directly?
Yes. Washington Financial Bank is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Washington Financial Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Washington Financial Bank treats applications, then get a rate quote from the lender.