Lender profile · HMDA 2023–2025
Watertown Savings Bank (New York) mortgage approval rates & lending data
Watertown Savings Bank (New York) decided 440 mortgage applications and funded 411 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 181 / 187 | 98% | $185K | 177 |
| Home improvement loans | 99% | 69 / 70 | 94% | $45K | 65 |
| Cash-out refinance | 95% | 69 / 73 | 100% | $95K | 69 |
| Investment property purchase | 95% | 60 / 63 | 95% | $255K | 57 |
Watertown Savings Bank (New York) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 96% | $185K | 440 | 411 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.