West Penn Financial Service Center, Inc. mortgage approval rate & lending review
West Penn Financial Service Center, Inc. decided 2,289 mortgage applications and funded 2,217 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions West Penn Financial Service Center, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to westpenn.com.
West Penn Financial Service Center, Inc. at a glance
Approval is 9.5 points above the 87.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,112 / 2,175 | 100% | $205K | 2,112 |
| Investment property purchase | 93% | 76 / 82 | 100% | $135K | 76 |
West Penn Financial Service Center, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 97% | $205K | 1,715 | 1,668 |
| Ohio | 96% | $165K | 573 | 548 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where West Penn Financial Service Center, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Mortgage lenders | 98% | 855 | 842 |
| Westmoreland County, PA | Mortgage lenders | 95% | 253 | 241 |
| Butler County, PA | Mortgage lenders | 97% | 155 | 151 |
| Mahoning County, OH | Mortgage lenders | 96% | 143 | 138 |
| Beaver County, PA | Mortgage lenders | 98% | 127 | 125 |
| Mercer County, PA | Mortgage lenders | 94% | 114 | 107 |
| Summit County, OH | Mortgage lenders | 95% | 106 | 101 |
| Washington County, PA | Mortgage lenders | 97% | 97 | 94 |
| Trumbull County, OH | Mortgage lenders | 92% | 86 | 79 |
| Columbiana County, OH | Mortgage lenders | 100% | 38 | 38 |
| Allegheny County, PA | Investment property purchase | 95% | 37 | 35 |
| Portage County, OH | Mortgage lenders | 97% | 34 | 33 |
The county markets where West Penn Financial Service Center, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about West Penn Financial Service Center, Inc.
What is West Penn Financial Service Center, Inc.'s mortgage approval rate?
West Penn Financial Service Center, Inc. approved 96.9% of the 2,289 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 87.4% national rate for the same mix of loan types.
How often do borrowers take the loan West Penn Financial Service Center, Inc. offers?
Borrowers accepted 100% of the loans West Penn Financial Service Center, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does West Penn Financial Service Center, Inc. make?
The typical home purchase mortgage loan West Penn Financial Service Center, Inc. made was $205K; across all loan types its typical loan ran from $135K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does West Penn Financial Service Center, Inc. lend?
West Penn Financial Service Center, Inc. decided applications in 3 of the states Fat Boy Data covers, most of them in Pennsylvania, Ohio and Georgia.
Can I apply to West Penn Financial Service Center, Inc. directly?
Yes. West Penn Financial Service Center, Inc. reports as a direct lender that takes applications from borrowers. Its website is westpenn.com.
Does this page show West Penn Financial Service Center, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how West Penn Financial Service Center, Inc. treats applications, then get a rate quote from the lender.