Westfield Bank, FSB mortgage approval rate & lending review
Westfield Bank, FSB decided 436 mortgage applications and funded 405 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Westfield Bank, FSB reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Westfield Bank, FSB at a glance
Approval is 11.4 points above the 82.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 295 / 300 | 99% | $365K | 293 |
| Home improvement loans | 70% | 48 / 69 | 100% | $15K | 48 |
| Investment property purchase | 100% | 30 / 30 | 100% | $265K | 30 |
Westfield Bank, FSB lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 93% | $335K | 415 | 384 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Westfield Bank, FSB lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Medina County, OH | Mortgage lenders | 99% | 82 | 81 |
| Stark County, OH | Mortgage lenders | 99% | 81 | 80 |
| Summit County, OH | Mortgage lenders | 96% | 52 | 50 |
| Medina County, OH | Home improvement loans | 69% | 67 | 46 |
The county markets where Westfield Bank, FSB made the most loans. Each link opens that market with every lender ranked.
Questions about Westfield Bank, FSB
What is Westfield Bank, FSB's mortgage approval rate?
Westfield Bank, FSB approved 93.8% of the 436 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.4 points above the 82.4% national rate for the same mix of loan types.
How often do borrowers take the loan Westfield Bank, FSB offers?
Borrowers accepted 99% of the loans Westfield Bank, FSB approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Westfield Bank, FSB make?
The typical home purchase mortgage loan Westfield Bank, FSB made was $365K; across all loan types its typical loan ran from $15K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Westfield Bank, FSB lend?
Westfield Bank, FSB decided applications in 10 of the states Fat Boy Data covers, most of them in Ohio, Florida and South Carolina.
Can I apply to Westfield Bank, FSB directly?
Yes. Westfield Bank, FSB is a bank or credit union with 26 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Westfield Bank, FSB's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Westfield Bank, FSB treats applications, then get a rate quote from the lender.