Wheatland Bank mortgage approval rate & lending review
Wheatland Bank decided 348 mortgage applications and funded 282 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wheatland Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to wheatland.bank.
Wheatland Bank at a glance
Approval is 1.1 points below the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 270 / 309 | 96% | $295K | 259 |
Wheatland Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 84% | $295K | 334 | 268 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Wheatland Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Spokane County, WA | Mortgage lenders | 88% | 178 | 147 |
| Grant County, WA | Mortgage lenders | 82% | 57 | 47 |
| Yakima County, WA | Mortgage lenders | 87% | 46 | 39 |
The county markets where Wheatland Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Wheatland Bank
What is Wheatland Bank's mortgage approval rate?
Wheatland Bank approved 85.1% of the 348 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.1 points below the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Wheatland Bank offers?
Borrowers accepted 95% of the loans Wheatland Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wheatland Bank make?
The typical home purchase mortgage loan Wheatland Bank made was $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wheatland Bank lend?
Wheatland Bank decided applications in 5 of the states Fat Boy Data covers, most of them in Washington, Idaho and Arizona.
Can I apply to Wheatland Bank directly?
Yes. Wheatland Bank reports as a direct lender that takes applications from borrowers. Its website is wheatland.bank.
Does this page show Wheatland Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wheatland Bank treats applications, then get a rate quote from the lender.