Windsor Federal Bank mortgage approval rate & lending review
Windsor Federal Bank decided 261 mortgage applications and funded 246 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Windsor Federal Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Windsor Federal Bank at a glance
Approval is 16.2 points above the 81.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 141 / 144 | 99% | $305K | 139 |
| Cash-out refinance | 92% | 46 / 50 | 96% | $135K | 44 |
| Investment property purchase | 100% | 30 / 30 | 97% | $185K | 29 |
Windsor Federal Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 98% | $305K | 240 | 226 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Windsor Federal Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Capitol Planning Region, CT | Mortgage lenders | 98% | 128 | 123 |
| Capitol Planning Region, CT | Investment property purchase | 100% | 20 | 19 |
The county markets where Windsor Federal Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Windsor Federal Bank
What is Windsor Federal Bank's mortgage approval rate?
Windsor Federal Bank approved 97.3% of the 261 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.2 points above the 81.1% national rate for the same mix of loan types.
How often do borrowers take the loan Windsor Federal Bank offers?
Borrowers accepted 97% of the loans Windsor Federal Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Windsor Federal Bank make?
The typical home purchase mortgage loan Windsor Federal Bank made was $305K; across all loan types its typical loan ran from $135K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Windsor Federal Bank lend?
Windsor Federal Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Connecticut, Massachusetts and Rhode Island.
Can I apply to Windsor Federal Bank directly?
Yes. Windsor Federal Bank is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Windsor Federal Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Windsor Federal Bank treats applications, then get a rate quote from the lender.