Wyndham Capital Mortgage, Inc. mortgage approval rate & lending review
Wyndham Capital Mortgage, Inc. decided 384 mortgage applications and funded 282 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wyndham Capital Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Wyndham Capital Mortgage, Inc. at a glance
Approval is 6.1 points below the 80.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 198 / 225 | 99% | $375K | 197 |
| Cash-out refinance | 51% | 63 / 124 | 95% | $225K | 60 |
Wyndham Capital Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 88% | $405K | 88 | 76 |
| Florida | 67% | $275K | 46 | 31 |
| Texas | 61% | $355K | 44 | 27 |
| Georgia | 84% | $305K | 32 | 27 |
| South Carolina | 86% | $275K | 21 | 18 |
| California | 80% | $645K | 20 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Wyndham Capital Mortgage, Inc.
What is Wyndham Capital Mortgage, Inc.'s mortgage approval rate?
Wyndham Capital Mortgage, Inc. approved 74.5% of the 384 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.1 points below the 80.6% national rate for the same mix of loan types.
How often do borrowers take the loan Wyndham Capital Mortgage, Inc. offers?
Borrowers accepted 99% of the loans Wyndham Capital Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wyndham Capital Mortgage, Inc. make?
The typical home purchase mortgage loan Wyndham Capital Mortgage, Inc. made was $375K; across all loan types its typical loan ran from $225K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wyndham Capital Mortgage, Inc. lend?
Wyndham Capital Mortgage, Inc. decided applications in 38 of the states Fat Boy Data covers, most of them in North Carolina, Florida and Texas.
Can I apply to Wyndham Capital Mortgage, Inc. directly?
Yes. Wyndham Capital Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Wyndham Capital Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wyndham Capital Mortgage, Inc. treats applications, then get a rate quote from the lender.