Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Ascension Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in Ascension Parish, home to Gonzales, between 2023 and 2025: 8,977 applications, 6,410 loans actually funded, across 8 kinds of borrowing.
Ascension Parish at a glance
8,977Applications decided
2023–2025
6,410Loans funded
71% of decisions
29Census tracts
5 ZIP codes
128,593People
ACS 2023
What the data shows
The typical purchase mortgage here is $275K.
Lending by loan type in Ascension Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 79.6% | 5,464 | $275K | 96% | 224 |
| Home improvement loans | 63.0% | 638 | $85K | 84% | 54 |
| Cash-out refinance | 60.1% | 1,259 | $135K | 94% | 118 |
| Refinance | 78.5% | 1,126 | $275K | 92% | 121 |
| Investment property purchase | 81.9% | 288 | $165K | 97% | 89 |
| Investment cash-out refinance | 66.7% | 57 | $165K | 95% | 36 |
| Investment refinance | 91.9% | 123 | $85K | 98% | 39 |
| Investment home improvement | 45.5% | 22 | $55K | 80% | 14 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.