Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for East Baton Rouge Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in East Baton Rouge Parish between 2023 and 2025: 23,868 applications, 18,031 loans actually funded, across 8 kinds of borrowing.
East Baton Rouge Parish at a glance
23,868Applications decided
2023–2025
18,031Loans funded
76% of decisions
108Census tracts
19 ZIP codes
452,821People
ACS 2023
What the data shows
Lenders approved 87.0% of home-purchase applications in East Baton Rouge Parish, 8.1 points above the Louisiana rate.
The typical purchase mortgage here is $245K.
Home improvement loans is the hardest money to get here: lenders approved 54% of 1,855 applications.
Lending by loan type in East Baton Rouge Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.0% | 13,228 | $245K | 97% | 328 |
| Home improvement loans | 54.3% | 1,855 | $75K | 87% | 78 |
| Cash-out refinance | 54.8% | 2,925 | $155K | 93% | 166 |
| Refinance | 78.9% | 2,216 | $255K | 91% | 172 |
| Investment property purchase | 87.5% | 2,098 | $155K | 96% | 242 |
| Investment cash-out refinance | 71.9% | 488 | $125K | 93% | 92 |
| Investment refinance | 92.6% | 848 | $105K | 96% | 113 |
| Investment home improvement | 69.5% | 210 | $95K | 97% | 52 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.