Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for York County, Maine
Every institution that decided a 1–4 unit mortgage application in York County, home to Biddeford, between 2023 and 2025: 20,568 applications, 16,081 loans actually funded, across 8 kinds of borrowing.
York County at a glance
20,568Applications decided
2023–2025
16,081Loans funded
78% of decisions
58Census tracts
28 ZIP codes
214,731People
ACS 2023
What the data shows
The typical purchase mortgage here is $355K.
Investment home improvement is the hardest money to get here: lenders approved 62% of 332 applications.
Lending by loan type in York County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.6% | 7,815 | $355K | 97% | 267 |
| Home improvement loans | 71.9% | 3,966 | $75K | 95% | 100 |
| Cash-out refinance | 72.6% | 3,413 | $185K | 96% | 176 |
| Refinance | 82.0% | 2,527 | $205K | 96% | 166 |
| Investment property purchase | 88.6% | 1,859 | $395K | 97% | 239 |
| Investment cash-out refinance | 72.3% | 357 | $295K | 94% | 99 |
| Investment refinance | 73.2% | 299 | $375K | 97% | 92 |
| Investment home improvement | 62.4% | 332 | $155K | 96% | 62 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.