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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in York County, Maine

Fat Boy Data analyzed home improvement loan activity in York County, Maine, home to Biddeford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,966 applications were decided by 100 lenders between 2023 and 2025.

York County at a glance

100Active lenders31 with 20+ decisions
71.9%Market approval rate2,850 of 3,966 decided
$75KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,706 loans funded

How York County compares

Approval rate compared
York County71.9%Maine75.2%All 616 counties62.7%
Typical loan compared
York County$75KMaine$75KAll 616 counties$75K

What the data shows

Lighthouse Federal Credit Union made the most home improvement loans in York County, ME, 414 of them.

Holy Rosary Regional Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 37.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 52One lender: 41% approved of 66One lender: 47% approved of 197One lender: 54% approved of 24One lender: 56% approved of 117One lender: 58% approved of 24One lender: 61% approved of 51One lender: 65% approved of 48Lighthouse Federal Credit Union: 67% approved of 661One lender: 68% approved of 28One lender: 68% approved of 134Kennebunk Savings Bank: 70% approved of 333One lender: 70% approved of 206Bangor Savings Bank: 72% approved of 247One lender: 72% approved of 40Town & Country Federal Credit Union: 73% approved of 279One lender: 74% approved of 62One lender: 75% approved of 20One lender: 77% approved of 62One lender: 78% approved of 60One lender: 80% approved of 76One lender: 80% approved of 46One lender: 81% approved of 118One lender: 84% approved of 125Atlantic Regional Federal Credit Union: 86% approved of 325One lender: 92% approved of 24One lender: 92% approved of 99One lender: 96% approved of 49One lender: 97% approved of 30One lender: 97% approved of 37One lender: 98% approved of 66

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lighthouse Federal Credit Union67%445 / 66193%$65K414
2Kennebunk Savings Bank70%233 / 33397%$75K225
3Atlantic Regional Federal Credit Union86%278 / 32597%$55K270
4Town & Country Federal Credit Union73%203 / 27995%$55K193
5Bangor Savings Bank72%179 / 24798%$105K176

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 95 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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