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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in York County, Maine

Fat Boy Data analyzed cash-out refinance activity in York County, Maine, home to Biddeford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,413 applications were decided by 176 lenders between 2023 and 2025.

York County at a glance

176Active lenders31 with 20+ decisions
72.6%Market approval rate2,477 of 3,413 decided
$185KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,379 loans funded

How York County compares

Approval rate compared
York County72.6%Maine71.7%All 616 counties68.2%
Typical loan compared
York County$185KMaine$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in York County, ME, 466 of them.

The Camden National Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 88.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 43Amerisave Mortgage Corporation: 32% approved of 187One lender: 36% approved of 28One lender: 40% approved of 42One lender: 44% approved of 78One lender: 46% approved of 35One lender: 52% approved of 117One lender: 56% approved of 41One lender: 59% approved of 32One lender: 65% approved of 93One lender: 68% approved of 53One lender: 69% approved of 86One lender: 69% approved of 39One lender: 70% approved of 46One lender: 70% approved of 23One lender: 72% approved of 25One lender: 72% approved of 79One lender: 74% approved of 58Lighthouse Federal Credit Union: 75% approved of 195One lender: 76% approved of 86Rocket Mortgage, LLC: 81% approved of 593United Wholesale Mortgage, LLC: 82% approved of 183One lender: 83% approved of 54One lender: 87% approved of 31One lender: 87% approved of 79Town & Country Federal Credit Union: 88% approved of 187One lender: 90% approved of 29One lender: 91% approved of 118One lender: 92% approved of 36One lender: 93% approved of 70One lender: 94% approved of 88

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%478 / 59397%$185K466
2Lighthouse Federal Credit Union75%146 / 19590%$115K132
3Town & Country Federal Credit Union88%164 / 18796%$95K158
4Amerisave Mortgage Corporation32%60 / 18797%$115K58
5United Wholesale Mortgage, LLCBroker only82%150 / 18397%$285K145

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 171 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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