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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Anne Arundel County, Maryland

Fat Boy Data analyzed cash-out refinance activity in Anne Arundel County, Maryland, home to Annapolis, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,108 applications were decided by 274 lenders between 2023 and 2025.

Anne Arundel County at a glance

274Active lenders53 with 20+ decisions
70.5%Market approval rate5,008 of 7,108 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,769 loans funded

How Anne Arundel County compares

Approval rate compared
Anne Arundel County70.5%Maryland65.4%All 616 counties68.2%
Typical loan compared
Anne Arundel County$155KMaryland$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Anne Arundel County, MD, 1,221 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Lenders approved 70.5% of cash-out refinance applications in Anne Arundel County, MD, 5.1 percentage points above the Maryland rate of 65.4%.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 22One lender: 17% approved of 81One lender: 23% approved of 26One lender: 25% approved of 93One lender: 34% approved of 230One lender: 34% approved of 106One lender: 35% approved of 20One lender: 35% approved of 328One lender: 42% approved of 52One lender: 44% approved of 57One lender: 51% approved of 73One lender: 51% approved of 35One lender: 52% approved of 84Newrez LLC: 54% approved of 329One lender: 56% approved of 62One lender: 60% approved of 20One lender: 61% approved of 23One lender: 62% approved of 26One lender: 64% approved of 42One lender: 70% approved of 33One lender: 70% approved of 214One lender: 71% approved of 222One lender: 71% approved of 144One lender: 71% approved of 48One lender: 71% approved of 31One lender: 71% approved of 21Navy Federal Credit Union: 72% approved of 378One lender: 74% approved of 50One lender: 77% approved of 53TOWER Federal Credit Union: 78% approved of 423One lender: 78% approved of 311United Wholesale Mortgage, LLC: 79% approved of 340One lender: 79% approved of 42One lender: 79% approved of 28One lender: 79% approved of 132One lender: 79% approved of 53One lender: 80% approved of 64One lender: 81% approved of 32One lender: 82% approved of 34One lender: 84% approved of 32Rocket Mortgage, LLC: 85% approved of 1,488One lender: 90% approved of 20One lender: 91% approved of 33One lender: 91% approved of 23One lender: 93% approved of 29One lender: 93% approved of 29One lender: 93% approved of 30One lender: 96% approved of 23One lender: 98% approved of 48One lender: 100% approved of 33One lender: 100% approved of 32One lender: 100% approved of 31One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Anne Arundel County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%1,258 / 1,48897%$155K1,221
2TOWER Federal Credit Union78%329 / 42399%$155K327
3Navy Federal Credit Union72%274 / 37897%$155K266
4United Wholesale Mortgage, LLCBroker only79%267 / 34096%$335K257
5Newrez LLC54%177 / 32999%$145K175

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 269 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Anne Arundel County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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