Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Bristol County, Massachusetts
Every institution that decided a 1–4 unit mortgage application in Bristol County, home to New Bedford, between 2023 and 2025: 35,713 applications, 27,194 loans actually funded, across 8 kinds of borrowing.
Bristol County at a glance
35,713Applications decided
2023–2025
27,194Loans funded
76% of decisions
130Census tracts
31 ZIP codes
578,436People
ACS 2023
What the data shows
The typical purchase mortgage here is $415K.
Investment home improvement is the hardest money to get here: lenders approved 48% of 258 applications.
Lending by loan type in Bristol County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.9% | 14,671 | $415K | 98% | 365 |
| Home improvement loans | 64.4% | 7,036 | $95K | 95% | 149 |
| Cash-out refinance | 71.8% | 6,370 | $175K | 96% | 228 |
| Refinance | 76.6% | 5,228 | $205K | 95% | 235 |
| Investment property purchase | 87.7% | 1,291 | $375K | 97% | 195 |
| Investment cash-out refinance | 72.2% | 571 | $355K | 94% | 125 |
| Investment refinance | 69.8% | 288 | $365K | 96% | 106 |
| Investment home improvement | 48.1% | 258 | $135K | 98% | 52 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.