Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Norfolk County, Massachusetts
Every institution that decided a 1–4 unit mortgage application in Norfolk County, home to Quincy, between 2023 and 2025: 42,375 applications, 33,545 loans actually funded, across 8 kinds of borrowing.
Norfolk County at a glance
42,375Applications decided
2023–2025
33,545Loans funded
79% of decisions
154Census tracts
38 ZIP codes
724,540People
ACS 2023
What the data shows
The typical purchase mortgage here is $535K.
Investment home improvement is the hardest money to get here: lenders approved 57% of 282 applications.
Lending by loan type in Norfolk County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.1% | 18,472 | $535K | 98% | 425 |
| Home improvement loans | 67.5% | 7,954 | $155K | 95% | 173 |
| Cash-out refinance | 72.2% | 4,490 | $225K | 96% | 266 |
| Refinance | 77.8% | 8,446 | $255K | 96% | 282 |
| Investment property purchase | 90.1% | 1,913 | $455K | 97% | 261 |
| Investment cash-out refinance | 78.3% | 420 | $435K | 94% | 139 |
| Investment refinance | 74.4% | 398 | $425K | 95% | 138 |
| Investment home improvement | 56.7% | 282 | $335K | 94% | 70 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.