Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Hinds County, Mississippi
Every institution that decided a 1–4 unit mortgage application in Hinds County, home to Jackson, between 2023 and 2025: 13,662 applications, 9,013 loans actually funded, across 8 kinds of borrowing.
Hinds County at a glance
13,662Applications decided
2023–2025
9,013Loans funded
66% of decisions
67Census tracts
17 ZIP codes
222,494People
ACS 2023
What the data shows
Lenders approved 77.3% of home-purchase applications in Hinds County, 6.7 points below the Mississippi rate.
The typical purchase mortgage here is $185K.
Home improvement loans is the hardest money to get here: lenders approved 44% of 1,371 applications.
Lending by loan type in Hinds County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 77.3% | 6,058 | $185K | 93% | 209 |
| Home improvement loans | 44.3% | 1,371 | $35K | 85% | 53 |
| Cash-out refinance | 47.3% | 1,472 | $125K | 93% | 93 |
| Refinance | 75.3% | 1,769 | $75K | 91% | 97 |
| Investment property purchase | 84.0% | 1,615 | $95K | 89% | 136 |
| Investment cash-out refinance | 67.8% | 354 | $95K | 96% | 70 |
| Investment refinance | 87.7% | 660 | $75K | 95% | 62 |
| Investment home improvement | 76.9% | 363 | $15K | 96% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.