Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Rankin County, Mississippi
Every institution that decided a 1–4 unit mortgage application in Rankin County, home to Pearl, between 2023 and 2025: 13,806 applications, 10,541 loans actually funded, across 8 kinds of borrowing.
Rankin County at a glance
13,806Applications decided
2023–2025
10,541Loans funded
76% of decisions
37Census tracts
8 ZIP codes
158,218People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Home improvement loans is the hardest money to get here: lenders approved 61% of 1,024 applications.
Lending by loan type in Rankin County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.9% | 7,853 | $245K | 95% | 236 |
| Home improvement loans | 60.6% | 1,024 | $55K | 93% | 52 |
| Cash-out refinance | 63.1% | 1,432 | $155K | 95% | 113 |
| Refinance | 81.9% | 2,134 | $75K | 93% | 115 |
| Investment property purchase | 90.4% | 771 | $155K | 96% | 118 |
| Investment cash-out refinance | 76.5% | 98 | $155K | 91% | 40 |
| Investment refinance | 93.9% | 411 | $105K | 95% | 44 |
| Investment home improvement | 84.3% | 83 | $15K | 96% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.