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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hinds County, Mississippi

Fat Boy Data analyzed cash-out refinance activity in Hinds County, Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,472 applications were decided by 93 lenders between 2023 and 2025.

Hinds County at a glance

93Active lenders18 with 20+ decisions
47.3%Market approval rate697 of 1,472 decided
$125KTypical loanmedian lender, $10K brackets
93%Borrower take-up649 loans funded

How Hinds County compares

Approval rate compared
Hinds County47.3%Mississippi59.4%All 616 counties68.2%
Typical loan compared
Hinds County$125KMississippi$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hinds County, MS, 244 of them.

That is 38% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 71% of 360.

Lenders approved 47.3% of cash-out refinance applications in Hinds County, MS, 12.0 percentage points below the Mississippi rate of 59.4%.

The typical cash-out refinance here is $125K, 19% smaller than the Mississippi typical of $155K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Keesler: 10% approved of 30Lakeview Loan Servicing, LLC: 13% approved of 23Amerisave Mortgage Corporation: 16% approved of 165Mortgage Research Center, LLC: 20% approved of 50Carrington Mortgage Services, LLC: 30% approved of 81Newrez LLC: 33% approved of 54New Day Financial, LLC: 34% approved of 65Loandepot.Com, LLC: 35% approved of 55Regions Bank: 39% approved of 85New American Funding, LLC: 45% approved of 22Wells Fargo Bank, National Association: 46% approved of 26Freedom Mortgage Corporation: 50% approved of 48Pennymac Loan Services, LLC: 50% approved of 26Cadence Bank: 51% approved of 37Trustmark Bank: 54% approved of 28Nationstar Mortgage LLC: 57% approved of 30Rocket Mortgage, LLC: 71% approved of 360United Wholesale Mortgage, LLC: 73% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hinds County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%257 / 36095%$125K244
2Amerisave Mortgage Corporation16%27 / 165100%$105K27
3Regions Bank39%33 / 8588%$95K29
4Carrington Mortgage Services, LLC30%24 / 8179%$145K19
5New Day Financial, LLC34%22 / 6595%$205K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 88 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Hinds County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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