Home›Mississippi›Rankin County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Rankin County, Mississippi

Fat Boy Data analyzed home improvement loan activity in Rankin County, Mississippi, home to Pearl, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,024 applications were decided by 52 lenders between 2023 and 2025.

Rankin County at a glance

52Active lenders10 with 20+ decisions
60.6%Market approval rate621 of 1,024 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up575 loans funded

How Rankin County compares

Approval rate compared
Rankin County60.6%Mississippi54.6%All 616 counties62.7%
Typical loan compared
Rankin County$55KMississippi$55KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Rankin County, MS, 151 of them.

That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 83% of 65.

Lenders approved 60.6% of home improvement loan applications in Rankin County, MS, 6.1 percentage points above the Mississippi rate of 54.6%.

Only 1 lender here typically writes at or below $35K: Figure Lending LLC.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 35One lender: 42% approved of 31One lender: 42% approved of 38Regions Bank: 48% approved of 356One lender: 62% approved of 21Trustmark Bank: 68% approved of 87PriorityOne Bank: 77% approved of 77BankPlus: 81% approved of 134One lender: 81% approved of 21Community Bank of Mississippi: 83% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Rankin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank48%172 / 35688%$45K151
2BankPlus81%108 / 13498%$55K106
3Trustmark Bank68%59 / 8797%$45K57
4PriorityOne Bank77%59 / 77100%$65K59
5Community Bank of Mississippi83%54 / 6594%$65K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 47 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Rankin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Rankin County

Other lending data for Rankin County

Nearby markets